{"id":3,"date":"2023-08-10T17:22:56","date_gmt":"2023-08-10T17:22:56","guid":{"rendered":"https:\/\/futurpreneur.ca\/?page_id=3"},"modified":"2024-04-15T16:37:16","modified_gmt":"2024-04-15T20:37:16","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/futurpreneur.ca\/en\/privacy-policy\/","title":{"rendered":"Privacy policy"},"content":{"rendered":"\n\t<section class=\"alignfull header-block simple__header\" aria-labelledby=\"header-title\">\n\t\t<!-- Simple Header -->\n\t\t\t\t\t<div class=\"main-grid header__simple\">\n\t\t\t\t<div class=\"main-grid__margin\"><\/div>\n\t\t\t\t<div class=\"header__simple__wrapper\">\n\t\t\t\t\t<div class=\"header__simple__content header-with-image__text\">\n\t\t\t\t\t\t<h1 id=\"header-title\">Futurpreneur privacy policy<\/h1>\n\t\t\t\t\t\t<p> <\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"header__simple__icons\">\n\t\t\t\t\t\t<svg class=\"star-one animate--scale-up\" width=\"90\" height=\"90\" viewBox=\"0 0 90 90\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_2917_8098)\">\n<path d=\"M90 44.9972C90.004 45.3677 89.9339 45.7353 89.7939 46.0784C89.654 46.4215 89.4469 46.7331 89.1849 46.9952C88.9229 47.2572 88.6112 47.4642 88.2681 47.6042C87.925 47.7442 87.5575 47.8142 87.187 47.8103C76.7474 47.8228 66.739 51.9754 59.3571 59.3573C51.9753 66.7392 47.8226 76.7476 47.8101 87.1871C47.8141 87.5576 47.744 87.9252 47.604 88.2683C47.4641 88.6114 47.257 88.923 46.995 89.1851C46.733 89.4471 46.4213 89.6541 46.0782 89.7941C45.7351 89.9341 45.3676 90.0041 44.997 90.0002C44.2525 89.997 43.5394 89.6995 43.0135 89.1724C42.4875 88.6454 42.1915 87.9317 42.1899 87.1871C42.1938 82.015 41.1779 76.8928 39.2004 72.1136C37.2229 67.3345 34.3226 62.9921 30.6654 59.3348C27.0081 55.6776 22.6657 52.7772 17.8865 50.7997C13.1073 48.8222 7.98518 47.8064 2.81305 47.8103C2.43318 47.8277 2.05372 47.7679 1.69761 47.6345C1.34149 47.5012 1.01611 47.297 0.741127 47.0344C0.466144 46.7717 0.247271 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43.9179C89.9325 44.2603 90.0032 44.6272 90 44.9972Z\" fill=\"#ACE0F3\"\/>\n<\/g>\n<defs>\n<clipPath id=\"clip0_2917_8098\">\n<rect width=\"90\" height=\"90\" fill=\"white\"\/>\n<\/clipPath>\n<\/defs>\n<\/svg>\n\t\t\t\t\t\t<svg class=\"star-two animate--scale-up\" width=\"153\" height=\"153\" viewBox=\"0 0 153 153\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_2917_8094)\">\n<path d=\"M152.29 76.1403C152.297 76.7672 152.178 77.3892 151.942 77.9697C151.705 78.5503 151.354 79.0777 150.911 79.521C150.468 79.9644 149.94 80.3147 149.36 80.5516C148.779 80.7884 148.157 80.907 147.53 80.9003C129.865 80.9214 112.93 87.9482 100.439 100.439C87.9482 112.93 80.9215 129.865 80.9003 147.53C80.907 148.157 80.7885 148.779 80.5516 149.36C80.3148 149.94 79.9644 150.468 79.5211 150.911C79.0777 151.354 78.5503 151.705 77.9698 151.942C77.3893 152.178 76.7673 152.297 76.1403 152.29C74.8805 152.285 73.6738 151.781 72.7839 150.89C71.8939 149.998 71.393 148.79 71.3903 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1.82287 80.3148 2.35028 80.5516 2.93081C80.7885 3.51134 80.907 4.13332 80.9003 4.76027C80.9056 22.43 87.9273 39.3745 100.422 51.8689C112.916 64.3633 129.861 71.385 147.53 71.3903C148.156 71.3836 148.778 71.5018 149.357 71.7381C149.937 71.9743 150.464 72.3238 150.907 72.766C151.351 73.2083 151.701 73.7345 151.939 74.3139C152.176 74.8933 152.296 75.5142 152.29 76.1403Z\" fill=\"#228F99\"\/>\n<\/g>\n<defs>\n<clipPath id=\"clip0_2917_8094\">\n<rect width=\"152.29\" height=\"152.29\" fill=\"white\"\/>\n<\/clipPath>\n<\/defs>\n<\/svg>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"main-grid__margin\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t<!-- Header with an Image -->\n\t\t\t\t<!-- Header with Partners -->\n\t\t\t\t<!-- Header with Video -->\n\t\t\t<\/section>\n\n\n\n<p><em>Last update: April 4, 2024<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Futurpreneur is a national, non-pro\ufb01t organization that provides \ufb01nancing, mentoring and support tools to aspiring business owners.<\/h3>\n\n\n\n<p>At Futurpreneur, we value your privacy. This Privacy Policy describes how we collect, use, disclose, store and protect your personal information. It also describes the rights you have regarding your personal information. It applies whenever we collect, use or share personal information in interacting with you. Please read it carefully. When you provide us with personal information after being made aware of this Privacy Policy, we assume that you agree with our practices as described in this Privacy Policy.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What we mean by \u201cpersonal information\u201d?<\/h3>\n\n\n\n<p>\u201c<strong>Personal information<\/strong>\u201d means information relating to an identifiable individual, whether alone or when combined with other information that can be used to identify that individual. Examples of personal information include contact information, account numbers, or details such as age, internet browsing information, marital status, and financial information. This information can be in any form including paper, electronic or voice recording.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><strong>How do we get your permission to use it?<\/strong><\/strong><\/h3>\n\n\n\n<p>We need your permission to use or disclose the personal information you provide us. How we get your permission depends on the circumstances.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sometimes we ask for your explicit consent. However, consent may also be implied, meaning we may infer it from the circumstances or from your silence (for example, if you provide us with information after having read this Privacy Policy).<\/li>\n\n\n\n<li>If we want to use your personal information for a purpose that was not stated when we collected it or that is not authorized by law, we will ask for your consent again.<\/li>\n<\/ul>\n\n\n\n<p>If you provide us with personal information about another person, you are responsible for obtaining that person\u2019s consent.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What personal information do we collect?<\/h3>\n\n\n\n<p>We may collect the following types of personal information:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Contact<\/strong><strong> <\/strong>\u2013 information that allows us to communicate with or contact you (e.g., address, telephone number, e-mail or other electronic address and fax number).<\/li>\n\n\n\n<li><strong>Identity<\/strong><strong> <\/strong>\u2013 information that allows us to identify you (e.g., name, Social Insurance Number (SIN), date of birth, occupation, and government-issued identification).<\/li>\n\n\n\n<li><strong>Background <\/strong>\u2013 information that helps us to understand more about you including your skills and experience (e.g., education, work experience)&nbsp;<\/li>\n\n\n\n<li><strong>Financial<\/strong><strong> <\/strong>\u2013 information that allows us to determine your creditworthiness and your eligibility or appropriateness for a loan (e.g., employment and financial history with others, personal budget, bank statements, and credit reports).<\/li>\n\n\n\n<li><strong>Transactional<\/strong><strong> <\/strong>\u2013 information about how you do business with us (e.g., payment history).<\/li>\n\n\n\n<li><strong>Demographic<\/strong><strong> <\/strong>\u2013 information that helps us to understand more about you including how you like to do business (e.g., language and communication preferences, location and demographics).<\/li>\n\n\n\n<li><strong>Usage<\/strong><strong> <\/strong>\u2013 information such as the Website pages you visited, the time spent on each Website page, the products or services you viewed or searched on the Website, Website page response times, Website downloads and download errors, and methods used to browse away from the Website.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Technical<\/strong><strong> <\/strong>\u2013 information such as location, time-zone setting network information, device type, browser type and version, browser plug-in types and version, operating system and platform, language, standard web log data, and IP address used to connect your computer to the Internet or other similar identifier, or the equipment you use to access or use the Website and usage details.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">How do we collect your personal information?<\/h3>\n\n\n\n<p>We collect information about you from the following sources:<\/p>\n\n\n\n<p><strong>Information you provided<\/strong><\/p>\n\n\n\n<p>We collect most of your personal information directly from you on or through your use of our Website or services, for example when you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>register for an account, submit a loan application or contact us by any means, including by phone or email&nbsp;<\/li>\n\n\n\n<li>upload, send, or otherwise transmit a document or other information to us via the Website or any other means, or&nbsp;<\/li>\n\n\n\n<li>interact with our social media accounts (i.e., producing user-generated content).<\/li>\n<\/ul>\n\n\n\n<p><strong>From third parties<\/strong><\/p>\n\n\n\n<p>Sometimes, we also collect personal information from other sources such as credit bureaus and references you have provided (e.g., spouses, employers). These sources must be authorized to provide us with this information.<\/p>\n\n\n\n<p>With your consent, we may also enhance our personal information database by combining it with information from external sources. These sources may include publicly available databases, news sources, social media platforms or third-party mobile apps. This helps us manage our business risk and assess individuals\u2019 eligibility for the programs we offer.&nbsp;<\/p>\n\n\n\n<p><strong>Through technological means<\/strong><\/p>\n\n\n\n<p>Futurpreneur may also use cookies or similar automated technologies to collect usage or technical data. Cookies are small text files that are placed on your computer or mobile phone by our Website. Cookies can be used to make Websites function more efficiently, among other purposes.&nbsp;&nbsp;<\/p>\n\n\n\n<p>We can only read cookies from our Website. You can manage cookie preferences through our cookie consent tool or using your internet browser but doing so may limit or remove certain parts of the Website, certain content, or some of its functionalities.<\/p>\n\n\n\n<p>For more information about our cookie practices, please read our <a href=\"https:\/\/futurpreneur.ca\/cookie-policy\/\" data-type=\"page\" data-id=\"244\" target=\"_blank\" rel=\"noreferrer noopener\">Cookie Policy<\/a> <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why do we need your personal information?<strong>&nbsp;<\/strong><\/h3>\n\n\n\n<p>We use and disclose your personal information for the following purposes:&nbsp;<\/p>\n\n\n\n<p><strong>Determine eligibility<\/strong>.<strong> <\/strong>To verify your identity and determine if you are eligible for a loan or other programs.<\/p>\n\n\n\n<p><strong>Determine viability<\/strong>. To evaluate your business plan and assess your skills and experience in relation to your business idea and its viability.<\/p>\n\n\n\n<p><strong>Communicate with you <\/strong>through mail, email, phone, or other communication channels to address payment issues or other matters.<\/p>\n\n\n\n<p><strong>Provide you with value<\/strong>. To review and analyze your applications, transactions, and other information to understand you and your business. Where applicable, to help promote your business, manage and improve your overall experience with us, including monitoring, reviewing, and enhancing our services and processes.<\/p>\n\n\n\n<p><strong>I<\/strong><strong>mprove our website and services<\/strong>.<strong> <\/strong>To understand audience sizes and usage patterns on our website, tailor the Website to your preferences and interests, recognize you when you visit the Website multiple times.<\/p>\n\n\n\n<p><strong>Manage our business.<\/strong> To perform our everyday business and operations, such as record keeping or internal reporting, and better understand and manage our activities, including market research and data analysis. We also update your information with credit bureaus and manage risks to operate effectively and meet legal obligations.<\/p>\n\n\n\n<p><strong>Produce statistical data<\/strong>. To derive information that does not identify you or relate to an identifiable individual directly or indirectly. We may use and disclose this information, including demographic and aggregated data.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>To whom might we share your personal information?<\/strong><\/h3>\n\n\n\n<p>We may share your personal information with the following categories of third parties:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Category of third party<\/strong><\/th><th><strong>What they do<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Service providers<\/strong><\/td><td>These are third-party entities that assist in the administration and operation of Futurpreneur\u2019s business.<br><\/td><\/tr><tr><td><strong>Partners &amp; mentors<\/strong><\/td><td>Co-funders, credit bureaus, and organizations aiding in providing funding and services, such as Business Development Bank of Canada<br><br>Mentors involved in mentoring programs provided by Futurpreneur<\/td><\/tr><tr><td><strong>Funders<\/strong><\/td><td>Financial institutions facilitating the disbursement and collection of loan funds.Government institutions for evaluation purposes, bound by privacy laws like Canada\u2019s Privacy Act and Access to Information Act.<\/td><\/tr><tr><td><strong>Joint accounts holders \/ representatives<\/strong><\/td><td>Joint loan holders or those sharing liability in connection with your loan.Representatives acting with proper authorization (e.g., legal guardians, attorneys) or those jointly involved in the loan.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>We may otherwise share your personal information:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>To protect you<\/strong><\/td><td>To legal or governmental authorities, next of kin, or appropriate individuals in case of fraud, financial abuse, or illegal activity for protecting the individual&#8217;s interests.<\/td><\/tr><tr><td><strong>To protect us and comply with obligations<\/strong><\/td><td>To protect Futurpreneur\u2019s rights or interests, enforce agreements (e.g., loan agreements), or comply with legal and regulatory obligations.<br><br>To ensure the safety of Futurpreneur, its services, users, or third parties, and to comply with legal demands like subpoenas or warrants.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Do we collect personal information from minors?<\/h3>\n\n\n\n<p>Our services are intended for entrepreneurs aged 18 to 39 and are not targeted at, marketed to or relevant for any person under 18 years of age. Futurpreneur does not knowingly collect personal information from any person under 18 years of age.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How do we protect your personal information?<strong>&nbsp;<\/strong><\/h3>\n\n\n\n<p>At Futurpreneur, we take the protection of your personal information seriously. We make every reasonable effort to prevent unauthorized use, sharing, loss or theft of your information.<\/p>\n\n\n\n<p>Employees and mentors who have access to your information are made aware of the importance of keeping it confidential and are contractually required to do so.&nbsp; We have established the roles and responsibilities of our employees throughout the entire processing cycle of your personal information, from collection to destruction.&nbsp;<\/p>\n\n\n\n<p>Where we use service providers who might have access to your information, we select them carefully and require them to have privacy and security standards that are comparable to ours.<\/p>\n\n\n\n<p>We use contracts and other measures with our service providers to maintain the confidentiality and security of your information and to prevent it from being used for any other purpose.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Where do we keep your personal information?<\/h3>\n\n\n\n<p>Futurpreneur, its service providers and other parties to whom we disclose information in accordance with this Privacy Policy may perform activities outside of your province of residence or outside of Canada. As a result, your information may be used, stored and\/or accessed in other countries. However, all such information will continue to be governed by this Privacy Policy.&nbsp;<\/p>\n\n\n\n<p>Depending on the nature of your information, we may store it in Futurpreneur\u2019s office and computer systems located in Ontario or the record storage facilities of one of Futurpreneur\u2019s service providers.&nbsp;<\/p>\n\n\n\n<p>If we disclose personal information outside Qu\u00e9bec, where privacy laws may differ, we will ensure that your information receives adequate protection, for example through contractual measures.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How long do we keep your personal information?&nbsp;<\/h3>\n\n\n\n<p>The length of time we keep your personal information will vary depending on circumstances. We keep your information for as long as we reasonably need it for the purpose for which it was collected. We may also keep it for a longer period if the law requires it. For these reasons, we may keep your information beyond the end of your relationship with us. When your information is no longer required, we securely destroy it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What are your privacy rights?<\/h3>\n\n\n\n<p>Depending on your country or province of residence, you may have the following rights with respect to your personal information.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Accessing your information<\/h4>\n\n\n\n<p>You have the right to access personal information we hold about you and to have any concerns you may have over our policies and practices addressed. In addition, you have the right to obtain information regarding our policies and practices with respect to our use of service providers outside Canada.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Keeping your information updated&nbsp;<\/strong><\/h4>\n\n\n\n<p>We take care to keep the information in our records as accurate, complete and up-to-date as necessary for the purposes for which it is used. However, we also rely on you to tell us when your information changes. You may update your personal information online by contacting us using our contact information in the \u201cHow to Contact Us\u201d section below.<\/p>\n\n\n\n<p>You may also request the deletion of outdated or inappropriate information or provide written comments. including if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>we collected, used, or disclosed their personal information in contravention of this Privacy Policy or any applicable laws<\/li>\n\n\n\n<li>you choose to withdraw your consent (which we rely on to collect and use your personal information),&nbsp;<\/li>\n\n\n\n<li>if your personal information is no longer necessary for the continued provision of our services to you<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Withdrawing your consent<\/strong><\/h4>\n\n\n\n<p>You may withdraw your consent to our use and disclosure of the personal information we collected about you. How this request is handled depends on the situation and the purpose for which it is made. Depending on the situation:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>you may be able to withdraw your consent, but we will no longer be able to offer a service that depends on it.<\/li>\n\n\n\n<li>you will not be able to withdraw your consent because the processing of your personal information is necessary or mandatory.<\/li>\n<\/ul>\n\n\n\n<p>In all cases, we may be required to retain certain personal information to comply with our legal obligations.<\/p>\n\n\n\n<p>To exercise your rights, please contact our Privacy Officer at (see the <strong>How to contact us?<\/strong> section). We may ask for proof of identity to verify that we are talking to the right person.<\/p>\n\n\n\n<p>To learn more about your rights under Canadian and Quebec laws, please visit the following links for <a href=\"https:\/\/www.priv.gc.ca\/en\/for-individuals\/\" target=\"_blank\" rel=\"noreferrer noopener\">Canada<\/a> and <a href=\"https:\/\/www.cai.gouv.qc.ca\/english\/\" target=\"_blank\" rel=\"noreferrer noopener\">Quebec<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Does this Privacy Policy apply to third party links?<\/h3>\n\n\n\n<p>The Website may include, integrate, or rely on links, plug-ins, services, social networks, content, or applications of third parties for which we have no control. Your access or use of such links, plug-ins, services, social networks, content, or applications may allow the third-party provider to collect or share information about you, some of which may be personal information. Futurpreneur does not control such third parties\u2019 use of cookies or similar technologies. To know more about how these third parties use such technologies, you should contact the responsible provider directly. Futurpreneur does not accept any responsibility or liability for the privacy policies of any such third parties or their compliance or non-compliance with such privacy policies.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Will we update this Privacy Policy?&nbsp;&nbsp;<\/h3>\n\n\n\n<p>We may update this Privacy Policy for any reason from time to time. If we make material changes to this Privacy Policy, we will notify you on our site. The changes will take effect at the time of publication of the notice or any other date indicated in the notice.&nbsp; If you continue to use our Website or services after any such notice, we will consider that you agree with the changes we made.&nbsp; Please refer to the date indicated at the top of this page to find out when this Privacy Policy was last updated.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to contact us?&nbsp;<\/strong><\/h3>\n\n\n\n<p>To help us meet our commitments to you, Futurpreneur has appointed a Privacy Officer to oversee Futurpreneur\u2019s privacy practices and our compliance with this Privacy Policy. Any comments, questions, complaints or requests regarding your personal information or our policies and practices with respect to your personal information may be directed to <a href=\"mailto:privacy@futurpreneur.ca\">privacy@futurpreneur.ca<\/a>.<\/p>\n\n\n\n<p>You may also call us at 416 408-2923 or send a letter to:<\/p>\n\n\n\n<p><strong>Futurpreneur<\/strong><br>ATTN: Privacy Officer<br>33 Yonge Street, Suite 1100<br>Toronto, Ontario<br>M5E 1G4<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Last update: April 4, 2024 Futurpreneur is a national, non-pro\ufb01t organization that provides \ufb01nancing, mentoring and support tools to aspiring business owners. At Futurpreneur, we value your privacy. This Privacy Policy describes how we collect, use, disclose, store and protect your personal information. It also describes the rights you have regarding your personal information. It [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":true,"footnotes":""},"class_list":["post-3","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/futurpreneur.ca\/en\/wp-json\/wp\/v2\/pages\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/futurpreneur.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/futurpreneur.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/futurpreneur.ca\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/futurpreneur.ca\/en\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":0,"href":"https:\/\/futurpreneur.ca\/en\/wp-json\/wp\/v2\/pages\/3\/revisions"}],"wp:attachment":[{"href":"https:\/\/futurpreneur.ca\/en\/wp-json\/wp\/v2\/media?parent=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}